Last Updated: 11/06/2025

1. Introduction

1.1. These Terms of Service (“Terms”) govern your access to and use of Blockridge’s website, located at www.blockridge.com, and its associated services, including the tokenization and equity management platform (collectively, the “Platform”). By accessing or using the Platform, you agree to be bound by these Terms and all applicable laws and regulations.

1.2. If you do not agree to these Terms, you must discontinue your use of the Platform immediately.

1.3. Blockridge reserves the right to modify these Terms at any time. If material changes are made, we will notify users through the Platform or other means. Continued use of the Platform after such modifications constitutes acceptance of the revised Terms.

2. Eligibility and User Restrictions

2.1. You must be at least eighteen years old, or the legal age of majority in your jurisdiction, to use the Platform. By using Blockridge, you confirm that you have the legal capacity to enter into this agreement.

2.2. Users from countries or regions that are subject to economic sanctions or legal restrictions, including but not limited to jurisdictions on the Financial Action Task Force blacklist or those sanctioned by the Office of Foreign Assets Control, are strictly prohibited from using the Platform.

2.3. Users are responsible for ensuring that their use of the Platform complies with all applicable laws and regulations in their jurisdiction, including securities, tax, and data privacy laws.

3. Services Provided

3.1. Blockridge provides a compliant and secure blockchain-based ecosystem for the tokenization of real-world assets, regulatory compliance, and equity management.

3.2. Blockridge does not provide financial, investment, legal, or tax advice. Any actions taken by users on the Platform are done at their own risk, and users should seek independent professional advice before engaging in transactions.

4. User Accounts and Security

4.1. Users may be required to create an account and complete a verification process, including Know Your Customer and Anti-Money Laundering screening, before gaining full access to Blockridge’s services.

4.2. Users are responsible for maintaining the confidentiality of their account credentials. Any unauthorized access or suspected security breach must be reported to Blockridge immediately.

4.3. Blockridge reserves the right to suspend or terminate accounts found to be involved in fraudulent, illegal, or non-compliant activities.

5. Fees, Payments, and Taxes

5.1. Certain services provided by Blockridge may be subject to fees, which will be disclosed to users before any transaction.

5.2. All payments made to Blockridge are final and non-refundable, except as required by applicable law.

5.3. Users are responsible for ensuring compliance with all applicable tax obligations related to their transactions on the Platform.

6. Data Protection and Privacy

6.1. Blockridge collects and processes user data in accordance with the General Data Protection Regulation and other applicable data protection laws.

6.2. The collection, use, and storage of personal data are outlined in Blockridge’s Privacy Policy. Users are encouraged to review the Privacy Policy to understand their rights and how their data is handled.

7. Risks and Disclaimers

7.1. Blockchain transactions are immutable, meaning that once they are completed, they cannot be reversed. Users acknowledge that they bear the full risk of their transactions on the Platform.

7.2. Blockridge is not responsible for losses incurred due to market volatility, cybersecurity threats, regulatory changes, or technical failures.

7.3. Blockridge does not guarantee the value, performance, or appreciation of any tokenized asset. Users should conduct their own due diligence before making investment decisions.

8. Limitation of Liability

8.1. To the maximum extent permitted by law, Blockridge shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of the Platform.

8.2. The total liability of Blockridge, if any, shall not exceed the amount of fees paid by the user for services rendered in the preceding twelve months.

9. Termination and Suspension of Services

9.1. Blockridge reserves the right to suspend or terminate a user’s account if they are found to be in violation of these Terms, fail to comply with legal requirements, or engage in prohibited activities.

9.2. Users may terminate their accounts at any time; however, past transactions will remain permanently recorded on the blockchain.

10. Governing Law and Dispute Resolution

10.1. These Terms shall be governed by and construed in accordance with the laws of [Governing Jurisdiction], without regard to conflict of law principles.

10.2. Any disputes arising under these Terms shall be resolved through binding arbitration in [City, Country], in accordance with the rules of [Arbitration Body].

11. Contact Information

For any inquiries regarding these Terms, users may contact Blockridge at: [email protected]